Keep Repairing .....

A man was asked to paint a boat.
He brought with him paint and brushes and began to paint the boat a bright red, as the owner asked him.
While painting, he noticed that there was a small hole in the hull, and quietly repaired it.
When finished painting, he received his money and left.
The next day, the owner of the boat came to the painter and presented him with a nice cheque, much higher than the payment for painting.
The painter was surprised and said "You've already paid me for painting the boat Sir!"
"But this is not for the paint job. It's for having repaired the hole in the boat."
"Ah! But it was such a small service... certainly it's not worth paying me such a high amount for something so insignificant."
"My dear friend, you do not understand. Let me tell you what happened.
When I asked you to paint the boat, I forgot to mention about the hole.
When the boat dried, my kids took the boat and went on a fishing trip.
They did not know that there was a hole. I was not at home at that time.
When I returned and noticed they had taken the boat, I was desperate because I remembered that the boat had a hole.
Imagine my relief and joy when I saw them returning from fishing.
Then, I examined the boat and found that you had repaired the hole! You see, now, what you did? You saved the life of my children! I do not have enough money to pay your 'small' good deed."
So, no matter who, when or how. Just continue to help, sustain, wipe tears, listen attentively and carefully repair all the 'leaks' you find, because you never know when one is in need of us or when God holds a pleasant surprise for us to be helpful and important to someone.
You may have repaired numerous 'boat holes' along the way of several people without realizing how many lives you've saved. So Keep up Good work
I want to thank Everyone who Repaired my boat last year 2024 in every way like Good Wishes, Thoughts, Love, Care, Prayers and Blessings.

Happy 2025. Welcome !!

 The Reserve Bank of India (RBI) has several guidelines for CIBIL scores, including:

• Credit score updates: Starting January 1, 2025, lenders must report credit information to credit information companies (CICs) like CIBIL every two weeks. This will result in faster updates to CIBIL scores. 
• Free credit reports: Credit companies must provide a free full credit report, including a credit score, to customers once a year. The credit company must display a link on its website for customers to access their report. 
• Informing customers: If a bank or NBFC checks a customer's credit report, they must inform the customer. This can be done via SMS or email. 
• Reason for rejection: If a customer's request is rejected, the customer must be told the reason. 
• Default notifications: Before reporting a customer's default, the customer must be informed. 
• Complaint resolution: Credit information companies must resolve complaints within 30 days. If they don't, they must pay a fine of Rs 100 per day for each day the complaint is unresolved. 
• Nodal officer: Banks and loan institutions should appoint a nodal officer to solve credit score issues.